Eighty Percent of Small Claims Court Cases and Civil Judgments Are Not Pursued
Small Claims » Eighty Percent of Small Claims Court Cases and Civil Judgments Are Not Pursued
This is such a familiar story for the people of the United States:
- Somebody does you wrong
- You go to small claims court
- The judge makes a decision to award you
- You don't get any compensation.
Although the civil courts are structured to allow you to receive money owed to you, nobody said that it is easy. The court system offers you basic information on filing wage garnishments, bank garnishments, liens, and other ways of recovering the money you were awarded in court, however the information given to you is too generic. So that leaves us with only a few choices:
- Let the debtor win (Never recover your money)
- Spend several weeks trying to learn how to get your money back yourself
- Call an attorney and pay a retainer plus hourly fees of hundreds per hour
- Use a judgment recovery service
Although debt collection service isn't hard to figure out once you learn the simple steps of using one, the process can be very easy and beneficial. You would suggest that once you were awarded judgment, the court system would make it easier for you to collect the funds that are owed to you.
Small Claims Courts offers information packets to you explaining debtors rights. Try to find out information from one of the court clerks how you find the debtors banking information or the process to garnish the debtors wages, and you will get the same answer - 'we cannot offer legal advice'.
The best way to get all of the important contact information and other important facts about the debtor is a process called skip tracing. Part of this process involves pulling a credit report on the debtor, and being a private investigator to put all of the pieces together. One of the hardest things a debt collector will run into is that most credit reporters won't let you pull a credit report on someone if you do not own or operate a legitimate company that complies with FRCA laws and regulations.
If you use a debt collection service, they will collect your money for you with no fees out of your pocket, and absolutely no fees unless the money owed to you is recovered. Unlike lawyers who slap you with per hour fees, whether or not they are able to collect your fees.
We recommend letting a professional National Collection Agency handle your outstanding debts for the most effective and efficient no-upfront cost way to collect on monies owed to you.
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